SBA 504 LOAN WINDOW
Rate: 6.2%. Los Angeles County opportunity zone eligible. Window closes in 30-45 days historically. Your Covina property qualifies.
CFPB MORTGAGE RATE
30-year fixed dropped 0.18% this week. On 00K balance = 3/month savings. Refinance window may be opening.
HUD OPPORTUNITY ZONES
3 opportunity zones in LA County with active tax incentives. Capital gains deferral available through 2026.
DOWN PAYMENT ASSISTANCE
CalHFA MyHome: up to 3.5% of purchase price. FHAP grants available. Income limits apply. Apply now while funded.
FIRST-TIME BUYER SIGNALS
FHA 3.5% down available. California Dream for All shared appreciation loan. Zero-interest second mortgage programs active.
EQUITY LEVERAGE WINDOW
HELOC rates at 8.1%. Cash-out refi vs HELOC analysis: HELOC wins if you need under 00K. Musa runs the math.
